Credit Scores

Credit Scores

Credit, or the lack thereof drives our economy. Your credit score is a very important number, especially if you are planning on a home purchase. Your credit score number comes from an analysis or your credit history. A score of 700 and above is considered good. To get in that range, it’s important to pay your bills […]

By |March 30th, 2015|Uncategorized|0 Comments

Mortgage Loan Checklist

Verification of income
* Earnings statements: W-2 forms, recent pay stubs and tax returns for the past two years;
* If you are self-employed: profit and loss statements and tax returns for current year and previous two years;
* Additional income: social security, overtime bonus, commission, interest income, veteran’s benefits and so on.

Verification of your assets
* List of […]

By |February 21st, 2015|Uncategorized|0 Comments


Why consider refinancing?

Lowering your interest rate

The interest rate on your mortgage is tied directly to how much you pay on your mortgage each month – lower rates usually mean lower payments.  You may be able to get a lower rate because of changes in market conditions or because your credit score has improved.  A lower […]

By |February 7th, 2015|Uncategorized|0 Comments
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