Credit Scores
Credit, or the lack thereof drives our economy. Your credit score is a very important number, especially if you are planning on a home purchase. Your credit score number comes from an analysis or your credit history. A score of 700 and above is considered good. To get in that range, it’s important to pay your bills […]
Verification of income
* Earnings statements: W-2 forms, recent pay stubs and tax returns for the past two years;
* If you are self-employed: profit and loss statements and tax returns for current year and previous two years;
* Additional income: social security, overtime bonus, commission, interest income, veteran’s benefits and so on.
Verification of your assets
* List of […]
Why consider refinancing?
Lowering your interest rate
The interest rate on your mortgage is tied directly to how much you pay on your mortgage each month – lower rates usually mean lower payments. You may be able to get a lower rate because of changes in market conditions or because your credit score has improved. A lower […]
