Are you shopping for a new mortgage loan? Â If the answer is yes, you have come to the right place. Â We are ready to assist you with any questions? Â Call us at 918-269-3621 when you are ready to get started.
I always recommend to those looking to buy in the next six months to consult with me as quickly as possible; even before you begin to consider neighborhoods. Â Why? Â Because before falling in love with a new home, we don’t want you to be disappointed. Â So consider these thoughts:
Pre-Qualify
We can let you see just how much of a mortgage you can afford, and how much money you will be able to borrow as we walk together through the pre-qualifying process. Â This process will outline your finances – identify your debt, income, career and down payment funds, along with a few other things.
When we determine that you are eligible, we will verify our confidence in your ability and capacity to qualify for a loan by giving you a Pre-Qualification Letter.
The Power of Pre-Qualification
After you have located the home that is best for you and your family, and are ready to submit an offer, being pre-qualified for mortgage loan does a couple of things for you in the process. Â First, you will know what you can afford as you formulate the offer with your Realtor. With a letter in hand, the seller of the home won’t wonder if you will be able to qualify for a loan and realize you are already deep into the process of the home purchase. Â It gives the seller come much needed comfort!
We will help you Pre-Qualify
Part of this process is simply working hand in hand with you as we determine together how much of a mortgage loan you can afford. Â It’s quick and to the point so you can make that offer quickly.
One-on-One Service
Using a mortgage calculator will only go so far in giving you an idea of how much mortgage you can afford. Â That is why it is important, (when possible) to meet with us. Â Loan Program selection is very important and having one on one time together lets all of us know we’re on the same page. Â Contact us at 918-269-3621 to get your pre-qualification started and gather some peace of mind!
Questions? Â Wayne Pope, The Tulsa Mortgage Guy at Scissortail Financial has the answers. Â We answer these questions every day.